The Capsys Smart Payment Solution (CSPS) is not just an IT system, but a comprehensive payment ecosystem that enables close collaboration among various players in the payment sector, built upon the IPS core infrastructure. The unique payment ecosystem created by CSPS offers a flexible and versatile solution that supports instant account-to-account transfers while covering an exceptionally wide range of real-world payment scenarios.
Whether it’s in-store physical purchases, online payments, bill settlements, or transactions via POS/VPOS terminals and retail cash registers—the CSPS provides solutions for all such cases. Even traditional paper invoice payments can be easily integrated into the system.
A key differentiator of CSPS is the Unified Data Entry Solution (UDE), which encompasses the Capsys Smart QR/NFC/Deeplink technology. This unified format developed by Capsys ensures seamless transitions between payment instruments and scenarios, simplifying and standardizing payment processes at every level. As such, CSPS represents a true innovation in the world of modern payment systems.
Since CSPS is a cross-actor ecosystem, it is not a single application but a collection of components that can be covered by Capsys products or by the respective actors’ (banks, central infrastructure, acquirers, merchants) own systems. Regarding Capsys products, we utilize the most advanced technologies, including Java, SpringBoot, Docker, Kubernetes/OpenShift, and more.
