A stand-alone investment product that combines flexible cash management with investment returns, setting it apart from traditional debit cards. This solution offers bank customers flexibility by allowing them to access their savings at any time, including the accrued returns, without needing to place separate investment or redemption orders.
As a result, the savings and investment process is simplified, since their money remains actively invested yet easily accessible. The investment product’s returns are generated by the underlying investment fund linked to the card. Unlike traditional cards, where interest is credited at the end of a period (typically monthly), the card account balance of this investment product reflects the accumulated returns daily.
